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Enhance Your Lending Portfolio with Lumina
At Lumina, we specialize in expert mortgage and debt underwriting, precise loan sizing, and creating comprehensive financing packages. We understand the critical role these elements play in successful lending. With 18 years of industry experience and a proven track record, we deliver the clarity and confidence you need to finance real estate projects effectively.
Our Services for Lenders
Mortgage and Debt Underwriting
Our mortgage and debt underwriting services provide accurate and thorough evaluations, ensuring you understand the risks and returns associated with each loan. We conduct in-depth analysis to assess borrower profiles, project feasibility, and financial projections so you can confidently minimize risk and maximize returns.
Loan Sizing
We perform detailed analysis to determine the most suitable loan amounts, striking the right balance between risk and reward. Our strategic approach helps you offer loans that align with your financial objectives, ensuring that you maximize profitability while maintaining prudent risk management.
Credit Memorandum
Enhance your credit evaluation process with our detailed credit memorandum and appraisal reviews. We present detailed insights and a thorough examination of borrowers' financial health and project potential, enabling you to make well-informed lending decisions confidently.
Financing Packages
We create custom financing packages designed to present to lenders and banks, facilitating the best terms for your deals. Our detailed and professional financing packages highlight the projects' strengths, showcasing their financial viability and potential for success, making it easier for you to secure the necessary funding.
Why Choose Lumina?
Experience
With over 18 years in the industry and a track record of deals worth over $8 billion, our team brings a wealth of knowledge and unparalleled expertise to every project.
Cost-effective
Thanks to our lean business model, you don’t need to hire full-time analysts. You can also pay a fraction of what other advisory firms charge for the same quality services.
Personalized Approach
We understand that every project is unique. That’s why we offer a personalized approach, tailoring our services to meet your specific needs and objectives.